NWHM’s COVID-19 PRECAUTIONS. 
NOVA RANCHO CUCAMONGA FHA 30 YEAR FIXED LOAN DISCLAIMER:
*Nova Rancho Cucamonga financing example is based on a loan amount of $393,053 with a 30-year amortization and 360 monthly payments of $2,716.35 (includes estimates for Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). This is an FHA program offered through our Preferred Lender which may be verified at your local HUD office or at their website at https://www.hud.gov/program_offices/housing. Rate based on 96.5% LTV with impounds. APR assumes payment at closing of $0 discount points by borrower. All information in the financing example including, interest rates, payments, terms and availability of the loan program, and the sales price, are examples only and subject to change without notice. Interest rate based on offer from seller’s “Preferred Lender” on January 26, 2021. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing without regard to the loan program. Other restrictions and conditions will apply. This program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below the foregoing rate.
PARSON CONVENTIONAL 30 YEAR FIXED LOAN DISCLAIMER:
*Parson financing example is based on a loan amount of $483,039 with a 30-year amortization and 360 monthly payments of $3,206.47 (includes estimates for Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). Rate based on 95% LTV with impounds. APR assumes payment at closing of $0 discount points by borrower. All information in the financing example including, interest rates, payments, terms and availability of the loan program, and the sales price, are examples only and subject to change without notice. Interest rate based on offer from seller’s “Preferred Lender” on January 26, 2021. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing without regard to the loan program. Other restrictions and conditions will apply. This program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below the foregoing rate.
ZILLOW OFFERS PROGRAM DISCLAIMER:
*The Homebuilder Partner Reward Program (“Homebuilder Rewards”) is an incentive program offered by Zillow Homes, Inc. (“Zillow Homes”) as part of the Zillow Offers program (“Zillow Offers”). Zillow Offers is promoted by Zillow, Inc. (“Zillow”). Zillow Homes is not an agent of Sales: TNHC Realty and Construction Inc. (AZ License #CO665255000or the seller of any New Home Company home. “The New Home Company” does not guarantee that Zillow will make an offer or that any offer made will provide the best terms available or will result in the greatest net proceeds to you. “The New Home Company” shall not be liable for any damages or costs of any type in any way connected with your use of Zillow Offers. Terms and Conditions apply. If you sell your home to Zillow or its affiliates through the Zillow Offers program and purchase a new home from this Homebuilder Partner, you can qualify for a closing credit up to $1,000 on the home you sell through the Zillow Offers Program. In order to be eligible for the closing credit, you must (i) accept a cash offer through the Zillow Offers program, and (ii) purchase your new house from this Homebuilder Partner. If all requirements are met, you will be entitled to the closing credit. Your closing credit will be reflected on your closing statement of the home you sell to through the Zillow Offers program. Participation in the Homebuilder Rewards is optional and is NOT required in order to obtain a cash offer through Zillow Offers or other services from Zillow. Zillow has the right to modify or cancel the Homebuilder Rewards at any time. Qualifying for Homebuilder Rewards requires you to complete the purchase transaction of your new home from this Homebuilder Partner. It is not the intent of Zillow of its affiliates to solicit the offering of any licensed real estate agent. Not all homes eligible. Zillow, Inc. has a real estate brokerage license in select states. See zillow.com/offers for details.
LET'S MOVE FORWARD CAMPAIGN DISCLAIMER:
*All information subject to change. Available on select neighborhoods and homesites only. Please see your neighborhood Sales Manager for details, terms and conditions about specific offers and credits available. Review your actual purchase agreement for additional information, disclosures and disclaimers relating to a home and its features. Marketing promotions/incentives may be subject to conditions or restrictions. Minimum credit $5,000 and maximum credit $20,000 depending on community and homesite. There are limitations on how the credit can be used. Incentive packages depend on community and homesite. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 06-30-20 and qualify with and use Seller’s preferred lender for all purchase financing. Not an offer to sell real property. Equal housing opportunity. COPYRIGHT © 2020 THE NEW HOME COMPANY INC. ALL RIGHTS RESERVED. TNHC REALTY AND CONSTRUCTION INC., DRE LICENSE #01870227. MAY 2020.
PEACE OF MIND COMMITMENT DISCLAIMER:
If prior to the Close of Escrow Buyer (or if Buyer is composed of two or more persons, any person composing Buyer (a "Buyer Party")) becomes unemployed for reasons beyond the control of Buyer, or the Buyer Party, as applicable then, Buyer shall be entitled to terminate the Purchase Agreement and receive a refund of Buyer's Deposits by delivery to NWHM of written notice ("Termination Notice") terminating the Agreement within 5 days after receiving knowledge of such unemployment. Such notice must include a signed and acknowledged letter from an authorized representative of Buyer or the Buyer Party's employer stating (a) the date Buyer or the Buyer Party was notified of termination of employment and (b) that Buyer was terminated for reasons having nothing to do with job performance by the Buyer or the Buyer Party, as applicable ("Employer Letter"). If Buyer does not deliver the Termination Notice and Employer Letter to NWHM within the foregoing 5 day period Buyer shall be deemed to have waived its rights to terminate.
In consideration of NWHM's making the the Peace of Mind Commitment to Buyer, any options or upgrades that Buyer wishes to select must be approved by NWHM in its sole and absolute discretion.
CONSULTANT REFERRAL FEE TERMS & CONDITIONS:
$10,000 paid after close of escrow on referred party’s home. Documented referral must be submitted to the Online Sales Concierge prior to or along with friend or family member on their first visit to the community. Referral fee is available to current vendors, subcontractors or consultants that provide services to The New Home Company or one of its affiliates. Offer only valid on contracts without broker representation, written and closed by 12/31/20. Broker/agent not eligible for referral reward. Only one referral fee per home closed. NWHM reserves the right to change or discontinue this program at any time. Federal and State taxes are the responsibility of the recipient of the referral reward. See a Online Sales Concierge for further information. Restrictions and conditions apply. Subject to change without notice. Void where prohibited. Not an offer of sale. 01/2020
BUYER REFERRAL DISCLAIMER:
*$5,000 paid after close of escrow on referred party’s home. Referral card must be submitted to the Sales Manager prior to or along with friend or family member on their first visit to the community. NWHM homeowners may receive a referral fee for a maximum of 3 referrals annually. Broker/agent not eligible for homeowner referral reward. Employees not eligible for reward. Offer valid on contracts without broker representation written and closed from 01/01/20 through 12/31/20. Offer is available for a limited time only and applies only to NWHM communities in California. NWHM reserves the right to change or discontinue this program at any time. Federal and State taxes are the responsibility of the recipient of the referral reward. See a NWHM Sales Manager for further information. Restrictions and conditions apply. Subject to change without notice. Void where prohibited. Not an offer of sale. January 2020.
RENT TO OWN CALCULATION DISCLAIMERS:
*Prices are subject to change and the purchase price above is a sample base price (no options or premiums) of one of our homes in the particular community. The calculations derived from the mortgage calculator or otherwise advertised are for illustrative purposes only, contain samples and estimates, and do not necessarily reflect all potential HOA fees, real estate taxes, homeowner’s insurance, hazard insurance, mortgage insurance or special assessments. Actual loan interest rates and payments are based on multiple factors including market conditions, points, loan amount, loan-to-value, borrower’s credit, property type and occupancy. This is not an offer to lend. New Home is not a lender and there are no assurances that a purchaser will qualify for any loan or financing. Forecasts, projections and other predictive statements should never be relied upon. You should consult your own accounting, legal and tax advisors to evaluate the risks, consequences and suitability of any real estate transaction. New Home makes no guarantees as to market conditions. Real estate market conditions involve risks, variables and uncertainties that may cause the real estate values to differ materially from geographic area, timeframes and product types.
3-2-1 Buydown Rate Lock Disclaimer
**Agave financing example is based on a sales price of $598,139 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.678% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 1.625% for year one and temporarily reduced for 2.625% for year two and temporarily reduced to 3.625% for year three and is 4.625% for years four through thirty. Based on a loan amount of $478,511, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Seabluff financing example is based on a sales price of $960,900 with a 20% down payment and a minimum credit score of 760. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.662% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 2.375% for year one and temporarily reduced for 3.375% for year two and temporarily reduced to 4.375% for year three and is 4.625% for years four through thirty. Based on a loan amount of $768,000 monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Canyon View financing example is based on a sales price of $677,930 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.675% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 1.875% for year one and temporarily reduced for 2.875% for year two and temporarily reduced to 3.875% for year three and is 4.625% for years four through thirty. Based on a loan amount of $542,392 monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**The Heights at Promontory financing example is based on a sales price of $754,764 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.750% (4.789% APR). Buyer must qualify for financing at note rate of 4.750% .The interest rate is temporarily reduced to 2.250% for year one, temporarily reduced to 3.250% for year two, temporarily reduced to 4.250% for year three and is 5.750% for years four through thirty. Based on a loan amount of $603,822, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
