NWHM’s COVID-19 PRECAUTIONS. 
PEACE OF MIND COMMITMENT DISCLAIMER:
If prior to the Close of Escrow Buyer (or if Buyer is composed of two or more persons, any person composing Buyer (a "Buyer Party")) becomes unemployed for reasons beyond the control of Buyer, or the Buyer Party, as applicable then, Buyer shall be entitled to terminate the Purchase Agreement and receive a refund of Buyer's Deposits by delivery to NWHM of written notice ("Termination Notice") terminating the Agreement within 5 days after receiving knowledge of such unemployment. Such notice must include a signed and acknowledged letter from an authorized representative of Buyer or the Buyer Party's employer stating (a) the date Buyer or the Buyer Party was notified of termination of employment and (b) that Buyer was terminated for reasons having nothing to do with job performance by the Buyer or the Buyer Party, as applicable ("Employer Letter"). If Buyer does not deliver the Termination Notice and Employer Letter to NWHM within the foregoing 5 day period Buyer shall be deemed to have waived its rights to terminate.
In consideration of NWHM's making the the Peace of Mind Commitment to Buyer, any options or upgrades that Buyer wishes to select must be approved by NWHM in its sole and absolute discretion.
CONSULTANT REFERRAL FEE TERMS & CONDITIONS:
$10,000 paid after close of escrow on referred party’s home. Documented referral must be submitted to the Online Sales Concierge prior to or along with friend or family member on their first visit to the community. Referral fee is available to current vendors, subcontractors or consultants that provide services to The New Home Company or one of its affiliates. Offer only valid on contracts without broker representation, written and closed by 12/31/20. Broker/agent not eligible for referral reward. Only one referral fee per home closed. NWHM reserves the right to change or discontinue this program at any time. Federal and State taxes are the responsibility of the recipient of the referral reward. See a Online Sales Concierge for further information. Restrictions and conditions apply. Subject to change without notice. Void where prohibited. Not an offer of sale. 01/2020
BUYER REFERRAL DISCLAIMER:
*$5,000 paid after close of escrow on referred party’s home. Referral card must be submitted to the Sales Manager prior to or along with friend or family member on their first visit to the community. NWHM homeowners may receive a referral fee for a maximum of 3 referrals annually. Broker/agent not eligible for homeowner referral reward. Employees not eligible for reward. Offer valid on contracts without broker representation written and closed from 01/01/20 through 12/31/20. Offer is available for a limited time only and applies only to NWHM communities in California. NWHM reserves the right to change or discontinue this program at any time. Federal and State taxes are the responsibility of the recipient of the referral reward. See a NWHM Sales Manager for further information. Restrictions and conditions apply. Subject to change without notice. Void where prohibited. Not an offer of sale. January 2020.
RENT TO OWN CALCULATION DISCLAIMERS:
*Prices are subject to change and the purchase price above is a sample base price (no options or premiums) of one of our homes in the particular community. The calculations derived from the mortgage calculator or otherwise advertised are for illustrative purposes only, contain samples and estimates, and do not necessarily reflect all potential HOA fees, real estate taxes, homeowner’s insurance, hazard insurance, mortgage insurance or special assessments. Actual loan interest rates and payments are based on multiple factors including market conditions, points, loan amount, loan-to-value, borrower’s credit, property type and occupancy. This is not an offer to lend. New Home is not a lender and there are no assurances that a purchaser will qualify for any loan or financing. Forecasts, projections and other predictive statements should never be relied upon. You should consult your own accounting, legal and tax advisors to evaluate the risks, consequences and suitability of any real estate transaction. New Home makes no guarantees as to market conditions. Real estate market conditions involve risks, variables and uncertainties that may cause the real estate values to differ materially from geographic area, timeframes and product types.
3-2-1 Buydown Rate Lock Disclaimer
**Azure financing example is based on a sales price of $384,608 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.500% (4.579% APR). Buyer must qualify for financing at note rate of 4.500% .The interest rate is temporarily reduced to 1.500% for year one, temporarily reduced to 2.500% for year two, temporarily reduced to 3.500% for year three and is 4.500% for years four through thirty. Based on a loan amount of $307.686, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Cobalt financing example is based on a sales price of $600,209 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.375% (4.430% APR). Buyer must qualify for financing at note rate of 4.375% .The interest rate is temporarily reduced to 1.500% for year one, temporarily reduced to 2.500% for year two, temporarily reduced to 3.500% for year three and is 4.375% for years four through thirty. Based on a loan amount of $480,167, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Agave financing example is based on a sales price of $598,139 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.678% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 1.625% for year one and temporarily reduced for 2.625% for year two and temporarily reduced to 3.625% for year three and is 4.625% for years four through thirty. Based on a loan amount of $478,511, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Seville financing example is based on a sales price of $561,800 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.000% (4.056% APR). Buyer must qualify for financing at note rate of 4.000%. The interest rate is temporarily reduced 1.000% for year one and temporarily reduced for 2.000% for year two and temporarily reduced to 3.000% for year three and is 4.000% for years four through thirty. Based on a loan amount of $449,440, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Whitney financing example is based on a sales price of $677,990 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.675% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 1.875% for year one and temporarily reduced for 2.875% for year two and temporarily reduced to 3.875% for year three and is 4.625% for years four through thirty. Based on a loan amount of $542,392, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Seabluff financing example is based on a sales price of $960,900 with a 20% down payment and a minimum credit score of 760. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.662% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 2.375% for year one and temporarily reduced for 3.375% for year two and temporarily reduced to 4.375% for year three and is 4.625% for years four through thirty. Based on a loan amount of $768,000 monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Canyon View financing example is based on a sales price of $677,930 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.625% (4.675% APR). Buyer must qualify for financing at note rate of 4.625%. The interest rate is temporarily reduced 1.875% for year one and temporarily reduced for 2.875% for year two and temporarily reduced to 3.875% for year three and is 4.625% for years four through thirty. Based on a loan amount of $542,392 monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**Tidewater financing example is based on a sales price of $465,537 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.875% (5.009% APR). Buyer must qualify for financing at note rate of 4.875%. The interest rate is temporarily reduced 1.875% for year one and temporarily reduced for 2.875% for year two and temporarily reduced to 3.875% for year three and is 4.875% for years four through thirty. Based on a loan amount of $412,962, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
**The Heights at Promontory financing example is based on a sales price of $754,764 with a 20% down payment and a minimum credit score of 740. Mortgage is a non-confirming 30-year fixed loan with a 3-2-1 buydown with a note rate of 4.750% (4.789% APR). Buyer must qualify for financing at note rate of 4.750% .The interest rate is temporarily reduced to 2.250% for year one, temporarily reduced to 3.250% for year two, temporarily reduced to 4.250% for year three and is 5.750% for years four through thirty. Based on a loan amount of $603,822, monthly principal and interest payments program. HOA assessments are additional and are not included in the above payments. All information in the financing example including, interest rates, payments, terms and availability of the 3-2-1 Buy Down Loan Program, and the sales price, are examples only and subject to change without notice. Interest rates may not be available at time of loan commitment or closing. All loans are subject to approval of the purchaser's credit by a lender that is not affiliated with The New Home Company. The New Home Company has no control over credit approval. Buyer must qualify for financing at the Note Rate without regard to the 3-2-1 Buy Down Loan Program. Other Restrictions and conditions will apply. 3-2-1 Buy Down Loan Program is only available through seller’s "Preferred Lender". Restrictions and conditions may apply. If interest rates available to home purchasers are reduced in the future it is possible that they could be reduced below Note Rate.
